At Voya Financial™, we are concerned about the privacy of our individual customers who obtain financial services or services or products from or through Voya™ for personal, family or household purposes. We are providing you with this notice to help you understand how we handle, protect and limit certain nonpublic personal information about you that we collect in order to conduct and process your business with us. The provisions of this notice apply to former customers as well as current customers.

We protect personal information we collect about you by maintaining physical, electronic and procedural safeguards that meet or exceed applicable law. Third parties who have access to personal information must agree to follow appropriate standards of security and confidentiality. We train people who work for us how to properly handle personal information, and we restrict access to it.

The personal information we collect about you comes from the following sources:

• Information received from you, such as on applications or other forms;
• Information about your transactions with us, our affiliates, or nonaffiliated third parties; and
• Information we receive about you from other sources, such as your employer and other third parties.

Our parent company is Lion Connecticut Holdings Inc., which is owned by Voya American Insurance Holdings, Inc., which is an indirect wholly-owned subsidiary of Voya Groep, N.V. Our affiliates are those companies controlled by Voya Groep, N.V. They are in several different lines of business, including insurance and securities.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. This may include providing information to companies that perform support services on our behalf or to other firms that assist us in providing you with innovative products and services. These companies agree only to use this information for the services for which we hired them and are not permitted to use or share this information for any other purpose.

The law allows us to share with our affiliates any information about our transactions or experiences with you. Unless otherwise permitted by law, we will not share with our affiliates other information that you provide to us or that we obtain from third parties.